Georgia is marking Severe Weather Awareness Week this week.
It runs through today and Georgia Insurance Commissioner Ralph Hudgens is offering homeowners advice on preparing for severe weather.
Hudgens says that homeowners should check their insurance policy to see what is actually covered. He notes while standard policies cover tornado damage, flooding must be covered under a separate policy.
The commissioner also advises that households should keep a visual record of personal items, explaining this would make it easier to replace valuables that could be lost or destroyed in a natural disaster.
According to Hudgens, keeping your policy numbers and insurance agent’s information is imperative in the wake of weather damage.
Hudgens says it is important for homeowners to understand their insurance policy and to contact your insurance agent immediately after a disaster.
Questions on property insurance may be directed to Commissioner Hudgens’ Consumer Services Division toll free at 1-800-656-2298 between the hours of 8 a.m. and 6 p.m. Monday through Friday.
More information can also be found online at www.oci.ga.gov.