National Flood Safety Awareness Week is this week and Georgia Insurance Commissioner Ralph Hudgens wants to use the opportunity to remind Georgians that a flood policy can be a valuable addition to standard homeowners’ coverage.
Flood coverage is federally backed by the National Flood Insurance Program.
Hudgens said people can buy NFIP flood insurance directly from a property and casualty insurance agent or insurance company if the homeowner’s community participates in the National Flood Insurance Program.
He added an insurance agent or insurance company can confirm whether flood insurance is available and what it would cost.
Hudgens said a standard flood policy will cover the basic structure as well as the furnace, water heater, air conditioner, floor surfaces (carpeting and tile) and debris clean up.
For more information about flood insurance, go online to www.floodsmart.gov.